Embed 2026 1099 Tax Calculator — Per-Payment Reserve & Quarterly Tax

2026 1099 Tax Calculator — Per-Payment Reserve & Quarterly Tax

Your inputs

Enter the details you haveEnter the payments you received and your business costs. We calculate profit, federal income tax, self-employment tax and a reserve amount automatically.

Filing statusChoose the status you expect to use on your federal return.1099 and business payments received$Business expenses$Use ordinary business costs you expect to deduct.

Add W-2 wages, withholding, payment size or QBIOptional

W-2 wages, if any$Federal tax already withheld from paychecks$Usually shown on your paystub. Leave $0 if none.Typical 1099 payment$A gross payment amount used to turn the reserve rate into an actionable transfer.Apply simplified 20% QBI estimateEligibility and limits are not tested; off by default.

Estimated result

Estimated total federal tax$16,064

Net 1099 profit$72,000

Self-employment tax$10,173

Federal income tax$5,891

Remaining after withholding$16,064

Simple quarterly reserve$4,016

Suggested reserve from typical payment$267.74

Reserve rate on 1099 receipts17.8%

Simplified 2026 federal estimate. State tax and many credits, phaseouts and deductions are not included.