How much will my paycheck be after taxes?
Estimate annual and per-paycheck take-home pay from salary, filing status, pay frequency, and pre-tax deductions.
Start with annual gross salary, subtract pre-tax deductions, estimate federal income tax and employee Social Security and Medicare, then divide the annual net by pay frequency. State tax, local tax, benefits, and employer-specific withholding can change the real paycheck.
2026 Paycheck Tax Calculator
Change the prefilled example to match your situation. Inputs stay in your browser.
Add pre-tax payroll deductionsOptional
Annualized planning estimate—not an exact Form W-4 or employer payroll calculation. State and local taxes are excluded.
Why this answer depends on your details
Salary searches are usually asking for the amount that reaches a bank account, not a federal tax-liability number. The page must label what is included and what is not.
How to work through it
- Enter annual gross salary and filing status.
- Choose weekly, biweekly, semimonthly, or monthly pay frequency.
- Enter annual pre-tax deductions such as a retirement contribution.
- Review federal income tax, Social Security, Medicare, and annual net.
- Add state, local, benefit, and employer-specific deductions separately.
Common mistakes
- Confusing annual tax liability with payroll withholding.
- Ignoring pay frequency when translating annual net to a paycheck.
- Treating pre-tax deductions as if they reduce every payroll tax.
- Assuming the result is an exact W-4 or employer payroll calculation.
Frequently asked questions
Does this include state income tax?
The default calculator shows federal income tax and employee FICA. Add state, local, benefit, and employer-specific deductions using the applicable rules.
Why is my real paycheck different?
Employers may use W-4 details, benefit premiums, retirement elections, local taxes, wage limits, and payroll rounding that a general planning calculator does not know.